British Airways Visa Credit Card

The British Airways Visa credit card allows you to earn British Airways air miles that can be redeemed for free travel on British Airways and its airline partners.

The British Airways Visa also offers a low introductory APR, no preset spending limit and a range of travel benefits.

15,000 bonus miles with your first British Airways Visa purchase.

British Airways Visa Credit Card Summary

Summary Box

Typical APR:	15.24% APR (variable)
Balance Transfer:	4.9% for 5 months
Introductory Purchases:	4.9% for 5 months
Air Miles:	1 - 2 for every $1
Annual Fee:	$75

British Airways Visa Credit Card Details

Listed here is everything you need to know about the British Airways visa credit card. This section covers the benefits and features of the card, including the interest rates and fees.

Details Box
APR	15.24% (variable)
Annual Fee	$75
Air Miles	1 mile for every $1 spent (2 miles for every $1 spent on British Airways purchases)
Balance Transfers	4.9% APR for 5 months
Introductory Rate	4.9% APR for 5 months on purchases
Cash Withdrawal APR	20.99%
Cash Transaction Fee	3% ($10 minimum)
Needed Income	$14,400
Minimum Finance Charge	$1.00
Interest Free Period	At least 20 days
Online Application	Yes
Extras	Zero liability on unauthorized purchases, emergency cash and card replacement, up to $1 million in travel accident insurance, up to $3,000 lost luggage insurance, auto rental insurance, travel and emergency assistance, roadside dispatch and concierge service.
Card Issuer	First USA
Card Type	Classic

British Airways Visa Credit Card Information

British Airways Air Miles

With the British Airways Visa you will be able to earn 2 British Airways air miles for every $1 you spend on British Airways purchases and 1 British Airways air mile for every $1 spent on all other purchases.

There is no limit to the amount of British Airways air miles you can earn, and these air miles can be redeemed for free travel on British Airways and its airline partners including American Airlines.

When you take out the British Airways Visa you will receive 15,000 bonus British Airways air miles with your first purchase.

Introductory Rate

The British Airways Visa offers an introductory interest rate of just 4.9% APR for up to 5 months. This means that any purchases you make with the card will only be charged a low 4.9% APR interest.

No Preset Spending Limit

With the British Airways Visa there is no preset spending limit. This means that there is no limit to the amount of credit you can use on the card.

Cardholder Benefits

The British Airways Visa offers cardholders a range of member benefits including zero liability on unauthorized purchases and emergency card and cash replacement.

With the British Airways Visa you will also benefit from a range of travel benefits including up to $1 million in travel accident insurance, up to $3,000 lost luggage insurance, auto rental insurance, travel and emergency assistance, roadside dispatch and a concierge service.

Rates and Fees

The British Airways Visa has a standard interest rate of 14.74% APR (variable) and an annual fee of $75. You will benefit from at least 20 days interest free credit and you must be earning a minimum of $14,000 per year to qualify for the card.