Cash Back Credit Card

Cash back credit cards enable you to earn a percentage of all your purchases back as a cash reward.

Depending on the cash back credit card you choose will determine the percentage amount of cash back you will earn, as different credit card issuers offer different amounts.

Credit Card Comparison Online offer you the ability to compare cash back credit cards, find the best card for you and then apply online.

Cash Back Credit Card Comparison

Use the table below to compare and find the best cash back credit card for you. Credit cards have been ordered by cash back offer, balance transfer offer, standard interest rate (APR) and then by introductory rates on purchases.

Cash Back Credit Card

credit card company	cash back	balance transfer rate	purchases intro rate	typical apr (variable)	apply

Discover Platinum	up to 5%	0% (10 months)	0% (10 months)	9.99% - 16.99%	more info apply now
Discover Gas	up to 5%	0% (10 months)	0% (10 months)	9.99% - 16.99%	more info apply now
American Express Blue Cash	up to 5%	4.99% (life of balance)	0% (6 months)	11.49%	more info apply now
Chase Cash Plus Rewards	up to 5%	0% (12 months)	0% (12 months)	12.24%	more info apply now
Chase PerfectCard	up to 3%	0% (12 months)	0% (12 months)	12.24%	more info apply now
Chase Flexible Rewards	1 point every $1	0% (12 months)	0% (12 months)	12.24%	more info apply now

Cash Back Credit Card Information

What is Cash Back?

Cash back is a reward offered by credit card issuers as an incentive to use their credit card. Taking out a cash back credit card is a great idea if you typically use a credit card for your everyday purchases and manage to pay off the balance each month.

Cash back rewards can be earned simply by using a cash back credit card to buy purchases and services as you would any other credit card. You will earn a percentage of the amount you spend as a cash back reward. The percentage is specified by each cash back credit card issuer and can range between 0.5% and 5%.

Earning the Most Cash Back

By choosing the right cash back credit card for you and your financial needs, you can make sure you are receiving the highest cash back percentage and have a credit card that is right for you.

When using a cash back credit card you can make sure you are earning the maximum amount of cash back by:

Paying monthly bills and direct debits with the card.
Setting up additional cards for family members and friends.
Using the card for all your everyday purchases including food, gas, D.I.Y., pharmaceuticals, postage. (Some cash back credit card issuers reward extra cash back for these everyday purchases.)

Receiving Cash Back

The cash back you accumulate through using your cash back credit card will be paid to you either monthly or yearly by the credit card issuer. You will either receive a bank cheque or the cash back will be credited to your cash back credit card account.